Bump.
I am being cancelled due to trees too close to cabin....
There are so many cabins that have trees growing through decks and overhanging. They can't seriously expect us to cut the trees down can they?
Any advice or recommendations on who I should call to get coverage?
We have California Fair Plan and Farmers'.
I'd have to dig out the policies to see which covers exactly what, but our Farmer's agent took care of CFP, and added a wrapper or "Difference in Conditions" policy to fill in the gaps. Farmers provides the DIC policy.
The two policies are about $2,000/year, most going to Fair Plan. I've got a high deductable, and we like our house but it's not fancy or new.
My advice would be to sit down at the computer and start contacting agents (by E-Mail or contact form) and ask for quotes.
If you don't get cancelled right away, you're still at risk in a year if you're covered by the moritorium Bob C mentioned.
We're fortunate to be mortgage-free, so we don't need all of the coverages that a lender might require. I'm considering Fair Plan plus a general liability policy just to cover trespassers and others getting injured on our property.
Recent Posts
