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Homeowners Insurance - Who do you have?

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Lepo:
I have ISU Insurance Services-ARMAC Agency but I am looking to change. I called Geico but they don't cover the area.

Bob C:
Keep whoever you have now, unless you absolutely can’t stand them. Eventually, they will drop you, and you’ll end up with the California Fair Plan like most everyone else

tlc:
Bob - do you have CFP and a regular insurance policy or am I over covered by having both?

Bob C:
I have a CFP (which only covers fire), and I have another “wrap around” policy to cover all the other stuff

Check your policy. If your regular policy covers fire, then you don’t need the fair plan.

lwt42:

--- Quote from: Lepo on Aug 28, 24, 08:51:34 AM ---I have ISU Insurance Services-ARMAC Agency but I am looking to change. I called Geico but they don't cover the area.

--- End quote ---
As others have suggested, this is not the best time to shop for new insurance.

We have California Fair Plan and a "wrapper" (Difference in Conditions) policy with Farmers.

Most insurers don't like homes in high-fire areas.

I have read that Farmers is planning on leaving California.

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