I've been a Dave Ramsey listener for about 6 months while driving around between stores. He's on KFWB between 9:00 and Noon.
The guy knows his stuff and I like his accent and style.
Just got his "Total Money Makeover" book a few weeks ago. Haven't got to the makeover or baby steps program part yet. I'm on the part in the book about the need to change our mindset. We've been dupped into thinking debt is good and a way of life. We put so much weight on the almighty FICO score.
Rice and Beans, Beans and Rice (Mexico Lindo? No I guess restaurants are out), Drive a beater. Get out of debt!! "You have to live like nobody else, so you can live like nobody else."

A good friend of mine was about to lease a car. I told him what Dave Ramsey had to say about leasing cars. He read it for himself in his book and it made perfect sense. He said that is why he's never leased a car in the past. It doesn't add up. Everything he read he believed to be true. He's decided against leasing a car.